Many people ask: what is the actual cost of living in Bali in 2026? Is Bali still affordable, or has it approached the level of global cities like Sydney or Singapore?

In this article, you will find a detailed breakdown of costs for rent, utilities, taxes, and the wellness lifestyle. This guide is designed to help you calculate your budget accurately—whether you are relocating, working remotely, or investing in property with Kibarer Property.

1. Accommodation & Regional Variance

In 2026, location is everything. Prices in trendy hubs like Canggu and Uluwatu can be 40% higher than in Sanur or Lovina.

2026 Monthly Rental Estimates:

  • Simple Guesthouse: IDR 5,000,000 – IDR 10,000,000

  • 1-Bedroom Villa (Canggu/Uluwatu/Ubud): IDR 25,000,000 – IDR 45,000,000

  • 2–3 Bedroom Villa + Private Pool: IDR 45,000,000 – IDR 85,000,000

  • Luxury Villa (Beachfront/Cliff): IDR 120,000,000+

Strategic Note: With annual rent increases reaching 10-15%, owning property through a leasehold system in Bali is now seen as a more protective financial move compared to continuous monthly renting.

2. Hidden Costs: Taxes, Legals & Visas

Many newcomers overlook these points. Ensure you budget for the legalities of staying:

  • Property & Rental Tax: Long-term tenants or owners must consider PBB (Land and Building Tax) and PPh (Income Tax). Rental income in Indonesia is generally subject to a 10% final tax, depending on the ownership structure.

  • Residence Permit (Visa/KITAS): IDR 15,000,000 – IDR 35,000,000 per year (Depending on the type: Investor, Remote Worker, or Retirement).

  • Notary Fees: Approximately 1% of the transaction value for long-term leasehold contracts.

3. Lifestyle, Wellness & Entertainment

Bali has become the global center for wellness. These expenses are essential for a modern lifestyle:

  • Gym & Social Club Membership: IDR 1,500,000 – IDR 3,500,000 / month.

  • Wellness (Yoga/Spa/Massage): IDR 1,000,000 – IDR 3,000,000 / month.

  • Dining & Socializing: IDR 6,000,000 – IDR 15,000,000 (Depending on visits to Beach Clubs or fine dining).

  • Utilities & High-Speed Internet: IDR 3,000,000 – IDR 6,000,000 (Crucial for remote productivity).

4. Transport & Family Education

  • Premium Scooter Rental: IDR 2,000,000 – IDR 3,500,000 / month.

  • Car Rental: IDR 8,000,000 – IDR 18,000,000 / month.

  • International School: IDR 180,000,000 – IDR 400,000,000 per year, per child. This remains the largest variable for expat families.

Summary of Monthly Budget Estimates (2026)

  • Single / Digital Nomad (Comfortable): IDR 30,000,000 – IDR 55,000,000

  • Couples (Moderate Luxury): IDR 55,000,000 – IDR 100,000,000

  • Families (2 Children + Int'l School): IDR 110,000,000 – IDR 250,000,000+

Conclusion

Bali in 2026 has transformed into a premium global destination. While the cost of living has increased, the quality of life, safety, and facilities remain highly competitive compared to Singapore or Sydney. Bali is no longer just a "cheap" getaway; it has evolved into a global lifestyle ecosystem with solid long-term investment potential.

Secure Your Investment with Kibarer Property

Since 2009, Kibarer Property has been a leading agency in Bali, prioritizing transparency and legal security.

  • Exclusive Access: Off-market listings in high-growth areas.

  • Guaranteed Legality: Deep verification of every certificate and contract.

  • Realistic ROI: Accurate data to ensure stable passive income.

Ready to Secure Your Dream Property? Don't let rental price fluctuations disrupt your long-term plans. Consult your property needs with our team of experts today.

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